Yet another template challenge

This one is from a slightly older challenge at Divine Digital, Sketchabilities with Hetty (number 13), the challenges at Divine don't ever really close, you can usually take part in them anytime. Actually I believe you can still download the layered template from the 2nd week in December!
Credits: Layered template by Hetty DeBoer (Sketchabilites 2008 template 13), Warm Winter Wishes and Studio Styles 05 by Royanna Lea Fritschmann. Fonts are DJB Nicole by Darcy Baldwin and Snowflake Letters.

Enabling: Warm Winter Wishes and Studio Styles 05 by Royanna Lea Fritschmann available here and here, DJB Nicole by Darcy Baldwin can be found in this pack, Snowflake Letters can be downloaded here and you can find all the template challenge details here.